7 mistakes when selling a debt (and how to avoid them)
Selling a debt is simple, but a few mistakes can delay the sale or sink the price. Here are the seven most common ones.
Sell the debt or wait for court: the real cost of time
A lawsuit can take years and does not guarantee payment. We compare that wait with selling the debt now.
Unpaid promissory notes and bills of exchange: turning them into cash
It is not only invoices that can be sold: unpaid promissory notes and bills of exchange are debts that investors find especially a…
Selling a dishonoured cheque debt in India: turn a bounced cheque into cash
A bounced cheque is a strong, well-documented claim. Under section 138 of the Negotiable Instruments Act it is even a criminal rem…
Tax implications of selling a debt in India: what you should know
Selling a debt below face value has tax consequences worth understanding: bad-debt write-off under section 36(1)(vii), the GST pos…
Limitation period for debts in India: sell before your claim expires
A debt has a shelf life. Under the Limitation Act 1963, a money claim is usually barred after 3 years. We explain when the clock s…
Selling a debt portfolio in India: a guide for businesses with many unpaid accounts
Portfolio sales are how banks and NBFCs clean up balance sheets, and they are within reach of smaller businesses too. How to prepa…
Buying debt as an investment in India: returns, risks and how to start
Buying distressed receivables at deep discounts is a classic alternative investment. We explain the debt-buyer model in India and …
How much is my debt worth in India? Setting the right price
What discount should you apply to sell a debt in India? These are the factors buyers use to value a receivable: debtor solvency, a…
Selling unpaid invoices in India: the alternative to endless follow-ups
Delayed payments choke the cash flow of Indian businesses and MSMEs. Selling unpaid invoices turns a stuck receivable into immedia…
Selling a debt with DRT or NCLT proceedings in India
Recovery through the Debt Recovery Tribunal or an IBC petition before the NCLT can take years. Selling the debt lets you exit earl…
Assignment of debt in India: the legal basis for selling receivables
Behind every debt sale sits a well-settled concept: the assignment of an actionable claim. We explain section 130 of the Transfer …
How to sell a debt in India: the complete step-by-step guide
Selling a debt turns a stuck receivable into cash without years of litigation. This guide explains how a debt sale works in India,…