Legal notice

LEGAL WARNING

1. IDENTIFYING DATA:

In compliance with the duty of information contained in article 10 of Law 34/2002, of July 11, on Services of the Information Society and Electronic Commerce, the details of the website www.debtalia.com are specified below.

2. USERS:

Access and/or use of the www.debtalia.com portal attributes the condition of USER, who accepts, from said access and/or use, the General Contract Conditions displayed on the website. In general, the provision of the Services requires user registration. It will not be possible to use the services provided by debtalia.com from its websites without proper registration and in the terms required and expressed in the "General Contract Conditions".

3. USE OF THE PORTAL:

The provision of the debtalia.com service, offered through its website www.debtalia.com, bases its service for the client/user on the registration of debts or debt packages for sale to the community of investing users who visit the website.

4. INTELLECTUAL AND INDUSTRIAL PROPERTY:

debtalia.com by itself or as an assignee, is the owner of all the intellectual and industrial property rights of its web pages, as well as the elements contained therein (for example, images, sound, audio, video, software or texts; trademarks or logos, color combinations, structure and design, selection of materials used, computer programs necessary for its operation, access and use, etc...), owned by debtalia.com or its licensors.

All rights reserved. By virtue of the provisions of articles 8 and 32.1, second paragraph, of the Intellectual Property Law, the reproduction, distribution and public communication, including the method of making them available, of all or part of the contents of this web page, for commercial purposes, in any support and by any technical means, without the authorization of debtalia.com.

The USER undertakes to respect the Intellectual and Industrial Property rights owned by Debtalia. You will be able to view the elements of the different websites and even print, copy and store them on your computer's hard drive or on any other physical support as long as it is solely and exclusively for your personal and private use. The USER must refrain from deleting, altering, evading or manipulating any protection device or security system that was installed on the debtalia.com pages.

5. EXCLUSION OF WARRANTIES AND LIABILITY:

debtalia.com does not guarantee the availability and continuity of the operation of its website and the Services. When it is reasonably possible, www.debtalia.com will give prior notice of any interruptions in the operation of its Portals and its Services. debtalia.com excludes, to the fullest extent permitted by law, any liability for damages of any kind that may be due to the lack of availability or continuity of the operation of its Website and its Services, and in particular, although not exclusively, to failures in accessing the different pages of the Web or those from which the services are provided.

Access to the transactional pages through which the user contracts the provision of debtalia.com services is carried out in a secure environment. The User can verify that he is within a secure environment by observing the closed padlock that is in the lower status line.

debtalia.com uses for the provision of its services, through its website, secure communications based on digital certificates, as well as usernames and passwords for the identification and authentication of Users who access its Services. The use of secure communications allows maintaining the confidentiality of the data entered and presented on its portals; likewise, usernames and passwords allow restricted and controlled access to the data to its legitimate owners.

debtalia.com does not guarantee that unauthorized third parties may have knowledge of the class, conditions, characteristics and circumstances of the use that Users make of its Website and its Services. The User must be aware that Internet security measures are not impregnable. debtalia.com excludes, to the full extent permitted by law, any liability for damages of any kind that may be caused for this reason.

6. MODIFICATIONS:

debtalia.com reserves the right to make the changes it deems appropriate to its website without prior notice, being able to change, delete or add both the content and services provided through it and the way in which they are offered.

7. USE OF COOKIES:

debtalia.com may use cookies to personalize and facilitate the navigation of the USER through its websites. Cookies are only associated with an anonymous USER and his computer and do not provide references that allow the deduction of the USER's personal data. The USER may configure his browser to notify and reject the installation of cookies sent by debtalia.com, without this impairing the USER's ability to access the Contents.

8. PERSONAL DATA:

debtalia.com is the owner of the files where the personal data of its clients and those inherent to the provision of the service are collected, except for the data belonging to the debtor which, being the property of the creditor, are temporarily transferred to debtalia.com because they are necessary to satisfy the service provided to its customers. The client will be responsible and owner of the debtor's data, being debtalia.com a mere intermediation company, exempting him from all responsibility regarding the reality, disagreement or existence of the debt itself.

9. LINKS:

In the event that the website contains links or hyperlinks to other Internet sites, debtalia.com will not exercise any type of control over said sites and content.

In no case will debtalia.com assume any responsibility for the contents of any link belonging to a third-party website, nor will it guarantee the technical availability, quality, reliability, accuracy, breadth, veracity, validity and constitutionality of any material or information contained in any of said hyperlinks or other Internet sites.

Likewise, the inclusion of these external connections will not imply any type of association, merger or participation with the connected entities.

10. RIGHT OF EXCLUSION:

debtalia.com reserves the right to deny or withdraw access to its website and/or the services offered without prior notice, at its own request or by a third party, to those users who fail to comply with the General Contract Conditions.

11. GENERAL INFORMATION:

debtalia.com will pursue the breach of these conditions as well as any improper use of its Website, exercising all civil and criminal actions that may correspond to it by law. The General Conditions are governed by Spanish law and in case of dispute, the client, expressly waiving the legal or personal jurisdiction that may correspond to him, submits to the courts and tribunals of the registered office of Elda (Alicante).

12. MARKETPLACE CONDITIONS AND DISCLAIMER:

Debtalia is exclusively an online advertising platform (notice board) that connects sellers of debts and portfolios with potentially interested buyers. Debtalia is not a party to any assignment or sale, does not buy or sell debts on its own account, does not collect debts, does not contact or make claims against debtors, does not intermediate in payments between the parties and does not provide legal, financial, tax or investment advice of any kind.

The fee paid by the seller is a fixed, one-off publication fee for the listing service only. It is not a commission on the sale and it does not guarantee that the debt will be sold.

Debtalia does not verify the existence, ownership, validity, enforceability or collectability of the debts listed, nor the accuracy of the information supplied by sellers. Interested buyers must carry out their own checks and due diligence before any acquisition, exchanging documentation directly with the seller.

The assignment of a debt, where it takes place, is agreed and executed directly between seller and buyer, outside this platform and under the legislation applicable to them. Each party is solely responsible for its own legal and tax obligations arising from the transaction.

The buyer is solely responsible for ensuring that, in its country of residence or operation, it holds any licence, authorisation or registration that may be required to acquire, hold or collect certain types of debts (for example, debts arising from consumer credit agreements), and for complying with any debt-collection or consumer-protection regulations applicable to it. Publication of a listing on this website does not constitute an offer directed at jurisdictions where such acquisition would require authorisations that the buyer does not hold.

Sellers declare that they hold legitimate title to the debt and the right to assign it, and undertake not to include personal data of debtors in listings or in communications sent through the platform. Supporting documentation is exchanged directly between the parties.

Listings on the website may include demonstration or illustrative market content intended to show how the marketplace works; such listings are not available for acquisition and no payment can be made in relation to them.

To the maximum extent permitted by law, Debtalia's total liability to a user for any claim arising from the use of the platform shall be limited to the amount of the publication fee actually paid by that user.