7 mistakes when selling a debt (and how to avoid them)
Selling a debt is simple, but a few mistakes can delay the sale or sink the price. Here are the seven most common ones.
Sell the debt or wait for court: the real cost of time
A lawsuit can take years and does not guarantee payment. We compare that wait with selling the debt now.
Unpaid promissory notes and bills of exchange: turning them into cash
It is not only invoices that can be sold: unpaid promissory notes and bills of exchange are debts that investors find especially a…
What documents do you need to sell a debt in the US (ranked by value)
No paperwork, no market: documentation is the first thing a debt buyer checks. A complete checklist of valid documents, ranked by …
Tax implications of selling a debt in the US: what you should know
Selling a debt below face value has tax consequences worth understanding: the bad-debt deduction, how the IRS treats business vs. …
Statute of limitations on debt by state: how it affects sale value
A time-barred debt is worth almost nothing. We explain how state statutes of limitations work, what restarts the clock and why tim…
Selling a charged-off debt portfolio: a guide for US businesses
Portfolio sales are how banks and lenders clean up their balance sheets — and they are within reach of smaller businesses too. How…
Buying debt as an investment in the US: returns, risks and how to start
Buying distressed receivables at deep discounts is a classic of alternative investing. We explain the debt buyer business model, r…
How much is my debt worth? Pricing your receivable in the US
What discount should you apply to sell your debt? These are the factors professional buyers use to value a receivable: debtor solv…
Selling unpaid invoices: the alternative to a collection agency
Late payment strangles the cash flow of small businesses. Selling unpaid B2B invoices turns a stubborn problem into immediate cash…
Selling a debt with a court judgment: how judgment liens boost value
A debt backed by a judgment is worth far more than an ordinary account. We explain how judgment liens work, why they attract buyer…
Assignment of debt in the US: the legal basis for selling receivables
Behind every debt sale is a well-settled legal concept: the assignment of debt. We cover UCC Article 9, notice to the debtor and w…
How to sell a debt in the USA: the complete step-by-step guide
Selling a debt is the fastest way to turn an unpaid account into cash. We explain step by step how a debt sale works in the United…