How to sell a debt in Australia: the complete step-by-step guide
Selling a debt is the fastest way to turn an unpaid invoice into cash. We explain step by step how a debt sale works in Australia, what documents you need and how to set a price that attracts buyers.
7 mistakes when selling a debt (and how to avoid them)
Selling a debt is simple, but a few mistakes can delay the sale or sink the price. Here are the seven most common ones.
Sell the debt or wait for court: the real cost of time
A lawsuit can take years and does not guarantee payment. We compare that wait with selling the debt now.
Unpaid promissory notes and bills of exchange: turning them into cash
It is not only invoices that can be sold: unpaid promissory notes and bills of exchange are debts that investors find especially a…
What an investor checks before buying your debt
Knowing how the buyer thinks helps you present your debt so it receives more and better offers.
Service charge arrears: selling the debt of non-paying leaseholders
Unpaid strata levies and major works bills are the big problem of residents’ management companies. Selling the receivable is a leg…
Rent arrears: how to sell the debt owed by your tenant
For landlords, eviction is usually only half the battle: the debt remains. Selling the tenant’s rent arrears recovers part of the …
Tax implications of selling debts in Australia: what you should know
Selling a debt below its face value has tax consequences worth knowing: deductibility of the loss, GST bad debt adjustment and the…
What documents do you need to sell a debt (and which are worth most)
No paperwork, no market: documentation is the first thing a debt buyer looks at. A complete list of valid documents, ranked by the…
Debt with a court judgment vs without court proceedings: which sells better?
Sue first or sell straight away? We analyse how court proceedings affect the value of a debt, what buyers prefer and when each str…
Selling a debt portfolio: a guide for businesses with many unpaid accounts
Portfolio sales are how banks and utilities clean up their balance sheets — and they are within reach of small businesses too. How…
Buying debt as an investment: returns, risks and how to start
Buying distressed receivables at deep discounts is a classic of alternative investing. We explain the debt buyer business model an…
Selling a personal debt: unpaid loans between individuals
Private loans that end in non-payment also have a way out: selling the receivable. What counts as evidence (bank transfers, WhatsA…
Selling unpaid invoices: the alternative to debt collection for businesses
Late payment suffocates the cash flow of small businesses. Selling unpaid invoices turns a stubborn problem into immediate liquidi…
How much is my debt worth? Setting the right sale price
What discount should I apply to sell my debt? These are the factors professional buyers use to value a receivable: debtor solvency…
Assignment of debt: the legal basis for selling debts in Australia
Behind every debt sale is a well-established legal concept: the assignment of debt. We look at legal and equitable assignments, no…