How to sell a debt in Australia: the complete step-by-step guide
Selling a debt is the fastest way to turn an unpaid invoice into cash. We explain step by step how a debt sale works in Australia, what documents you need and how to set a price that attracts buyers.
7 mistakes when selling a debt (and how to avoid them)
Selling a debt is simple, but a few mistakes can delay the sale or sink the price. Here are the seven most common ones.
Sell the debt or wait for court: the real cost of time
A lawsuit can take years and does not guarantee payment. We compare that wait with selling the debt now.
Service charge arrears: selling the debt of non-paying leaseholders
Unpaid strata levies and major works bills are the big problem of residents’ management companies. Selling the receivable is a leg…
Rent arrears: how to sell the debt owed by your tenant
For landlords, eviction is usually only half the battle: the debt remains. Selling the tenant’s rent arrears recovers part of the …
Tax implications of selling debts in Australia: what you should know
Selling a debt below its face value has tax consequences worth knowing: deductibility of the loss, GST bad debt adjustment and the…
What documents do you need to sell a debt (and which are worth most)
No paperwork, no market: documentation is the first thing a debt buyer looks at. A complete list of valid documents, ranked by the…
Debt with a court judgment vs without court proceedings: which sells better?
Sue first or sell straight away? We analyse how court proceedings affect the value of a debt, what buyers prefer and when each str…
Selling a debt portfolio: a guide for businesses with many unpaid accounts
Portfolio sales are how banks and utilities clean up their balance sheets — and they are within reach of small businesses too. How…
Buying debt as an investment: returns, risks and how to start
Buying distressed receivables at deep discounts is a classic of alternative investing. We explain the debt buyer business model an…
Selling a personal debt: unpaid loans between individuals
Private loans that end in non-payment also have a way out: selling the receivable. What counts as evidence (bank transfers, WhatsA…
Selling unpaid invoices: the alternative to debt collection for businesses
Late payment suffocates the cash flow of small businesses. Selling unpaid invoices turns a stubborn problem into immediate liquidi…
How much is my debt worth? Setting the right sale price
What discount should I apply to sell my debt? These are the factors professional buyers use to value a receivable: debtor solvency…
Assignment of debt: the legal basis for selling debts in Australia
Behind every debt sale is a well-established legal concept: the assignment of debt. We look at legal and equitable assignments, no…