¿Cómo funciona?

Vender tu deuda en debtalia es muy sencillo

Tres pasos y tu deuda estará a la venta ante nuestra comunidad de inversores.

Paso 1

Publica tu deuda o cartera

Da de alta la deuda o cartera con el importe que te deben en 3 minutos.

  • Proceso seguro y confidencial. Sin comisiones sobre la venta.
  • Coste de COL$79.000 por deuda individual y COL$259.000 para paquetes o carteras.
  • Pago único con tarjeta a través de Stripe.

Formulario de alta en menos de 5 minutos

Paso 2

Análisis de inversores

Debtalia.com es visitada diariamente por inversores que buscan comprar deudas.

  • Pon a la venta tu deuda y ofrece un descuento atractivo de venta.
  • Los inversores te podrán contactar directamente.
  • Recomendamos un descuento mínimo del 20% para generar interés.

Tu deuda visible para compradores de deuda

Paso 3

Recibe ofertas de inversores

Si tu deuda genera interés, posiblemente recibas varias ofertas de compra.

  • Despachos de abogados y fondos de inversión: principales compradores.
  • Recibirás petición de más información de los interesados.
  • La documentación sólo se solicita cuando un inversor pide más información.

Negociación directa y confidencial con el inversor

Preguntas frecuentes

Selling a debt means assigning the right to collect that debt to a third party through a sale agreement (assignment of debt). The original creditor stops owning the receivable in exchange for an amount lower than the original debt, obtaining immediate liquidity.

Yes, it is perfectly legal. The assignment of debts is recognised under English law (section 136 of the Law of Property Act 1925 for legal assignments). The debtor must be notified in writing of the assignment, and the terms of the debt cannot get worse for the debtor.

You need to be the legitimate owner of the receivable and hold documents that prove it: invoices, contracts, delivery notes, county court judgments (CCJs), etc. You do not upload any documents when publishing: they are only requested when an investor asks for more information.

No. You can sell debts whether or not court proceedings have been issued. In fact, you can do both things at once: put the debt up for sale while pursuing it through the courts.

Listing costs a one-off payment of £19.90 for a single debt and £69.90 for a portfolio or package of debts. Debtalia charges no commission or fees whatsoever on the sale itself.

Typically law firms, debt purchasing companies and private investors, who have their own resources to carry out collection and recovery actions both amicably and through the courts.

When an investor is interested in your debt, they send an enquiry or offer through your debt listing. You receive it directly in your email and can negotiate with them directly and confidentially.

We recommend a minimum discount of 20% on the face value of the debt so that it attracts interest from investors. The price can be marked as negotiable.

¿Listo para vender tu deuda?

Dar de alta mi deuda desde COL$79.000